We are proud of our hand-picked “dream team” of subject matter specialists and client service coordinators. We are all on the same page to make certain that no aspect of our clients’ financial well-being is overlooked. In a highly fragmented financial services world, it’s the coordination of various disciplines that makes the difference between success and failure of a retirement plan.
President & CEOJerry Iacangelo has over 20 years of experience working as a financial adviser to individuals and couples in or near retirement. In 2013 he formed his own Registered Investment Advisory firm so he could officially operate as a fiduciary to his clients. Jerry is a holistic retirement adviser, not merely a money manager or insurance specialist. He coordinates his services with a team of hand-picked independent professionals from various disciplines. With his team of professionals he is able to create coordinated, comprehensive and consolidated strategies to help his clients manage the risks all retirees face. His mottos: "It’s not what you make it’s what you keep that counts." "Retirement plans fail because of a lack of attention to small details that have big consequences." Read More...
Steve Osterink, Jr. CFA® CFP® AIF®
Chief Investment OfficerSteve is the Chief Investment Officer and lead portfolio manager for Advisory Alpha, a SEC Registered Investment Advisor. He and his team provide a series of industry-leading investment solutions to thousands of clients, through partnerships with select financial advisors across the country. As the leader of the Investment Team, he brings more than a decade of experience as well as extensive knowledge of personal finance and asset management, as evidenced by his CFA®, CFP®, and AIF® designations. In addition, Steve speaks across the country, is a regular radio show guest, and has been referenced in various media outlets including MarketWatch, Financial Advisor Magazine, FI360, and InsuranceNewsNet.
Paul & Sue Ciesmelewski
CPAsPaul Ciesmelewski received his New Jersey CPA license in 1985. After working for Coopers and Lybrand (now Price Waterhouse Coopers), he established a tax practice in 1988. Paul’s wife Susan joined the practice in 1990. They provide a high-quality personalized tax service. The practice’s family based approach from their home office in Lincroft attracts clients who value personal attention and a sincere interest in their situation and families. They understand the importance of their clients’ concerns over their tax situation and desire to have confidence in their professional.
Mortgage Advisor/Reverse Mortgage PlannerMark Richards was born and raised in Paramus. He graduated Cum Laude from Syracuse University. He lives in Fair Lawn with his wife and two teenage children. He has been in the mortgage industry since 2009 working with borrowers to make the purchase of a home or refinancing their mortgage to their maximum financial benefit. He has specialized in helping home owners 62+ with reverse mortgages since 2013 and in 2015 become certified as a Reverse Mortgage Planner. He works with the Ridgewood New Jersey branch of Fairway Independent Mortgage Corporation. Fairway offers an alternative to the big banks with their client centric focus, speed and precision. They have 1,300 loan officers in 250 offices and produced 17.5 billion dollars in mortgages in 2016.
Health Care SpecialistBob Wojcik was born and raised on a dairy farm in Pennsylvania. At a very young age Bob was elected President of a United Steel Workers local union. In that role he became so educated about health benefits for his members that he was lured away by Blue Cross Blue Shield where he spent 17 years as a benefits consultant. Today, as an independent advisor, Bob still offers his expertise to groups and individuals. Bob has been married to Janice for the past 43 years. They live in Barnegat NJ. Together they raised 2 happy and successful children who brought them 3 adorable grandchildren. In addition to spending time with his grandchildren Bob enjoys nature and loves to go fishing and hunting in his spare time.
Tax Planning SpecialistDavid McKnight graduated from Brigham Young University with Honors in 1997. His popular retirement workshop "The Power of Zero" has been seen by thousands of Americans across the country. David’s "zero tax" paradigm has been featured in national magazines and is the basis of his #1 Amazon best-selling book The Power of Zero: How to Get to the 0% Tax Bracket and Transform Your Retirement from Acanthus Publishing. David has trained thousands of financial advisors on his strategies and currently mentors a group of elite advisors from across the country. David began his career in the financial services industry in 1997 and has since helped put hundreds of people on the road to the 0% tax bracket. David is very involved with his family, church and community. He currently resides in Grafton, Wisconsin with his wife Felice and their seven children.
Client relations manager for Iacangelo Financial Group.Graduate of Rider U. Her passion is to help clients and advisors work together to build comprehensive and unique financial plans. She has a life insurance license in 3 states: NJ, NC, and PA.
Annuity Planning Expert - United AdvisorsAaron has in-depth knowledge about how income annuities fit into the retirement planning puzzle. He and his case design team have been indispensable to Jerry Iacangelo in the planning process. He has an MBA from Cornerstone U. Aaron and his wife Shelley have 3 children and live in Grand Rapids, MI.
Nutrition CoachPreparing meals at home with friends and family is a way to give and share love. It is also a great teaching tool for parents to instill healthy eating habits in their children. Gather a group of people that you love and cook with Chef Kit. It is three hours of hands on experience in the kitchen. Cook foods that are seasonal, local, balanced, fresh and delicious. Great for family gatherings, birthday celebrations, team building or just wanting to eat together!
Gayle Gruenberg, CPO-CD®
Chief Executive OrganizerGayle is the owner of Let’s Get Organized. She founded LGO in 2003, after eight years as a Certified Public Accountant. Since then, she has worked with over 350 clients to create systems where none existed, maintain those systems, and improve her clients’ quality of life through being organized. Gayle is deeply rooted in her Jewish faith, and is the creator of the Make Space for BlessingsTM system. Using the Torah as the ultimate organizing book, Gayle and her team show clients how to organize according to their most closely held values and beliefs. Let’s Get Organized was voted the #1 Professional Organizing firm in Bergen County in 2012, 2013, and 2014. Gayle is the organizing expert on Change Your Attitude, Change Your Life (www.CYACYL.com) on New York’s #1 news/talk radio station, WOR 710 AM and iHeartRadio. She is the professional organizer with The Divorce Support Professionals (www.TDSPros.org), Northern New Jersey’s premier resource for individuals experiencing divorce. Gayle is a Level III Certified Professional Organizer in Chronic Disorganization (CPO-CD®) through the Institute for Challenging Disorganization (ICD, www.challengingdisorganization.org). She is one of only three (3) CPO-CDs® in New Jersey and 70 CPO-CDs® in the world. Gayle is also an ICD Level II Specialist in CD, ADD, and Aging, and she holds eleven (11) ICD Level I Certificates of Study in topics related to chronic disorganization. Gayle is currently progressing toward a credential in Organizing Coaching. Gayle has been an active member of the National Association of Professional Organizers (NAPO), including founding and serving as 3-term president of the Northern New Jersey chapter.